The Best Bankruptcy Lawyer in Bakersfield

Our mission is to help our community and our clients. If you are in need of an estate plan, we are a living trust law firm that will help you understand how California law works. Our goal, ultimately, is to help you. The law can be complicated. Over 150 years of California legislation has not made things any easier. Gone are the days when you could stroll down to your local courthouse and have the town judge take care of your matter in a day.

That being said, you are not on your own in this, and dealing with your legal matter should not have to be overly difficult. Our goal is to guide you, lift the burden from your shoulders, and make the process an easy one. At Werner Law Firm, we offer our clients the quality representation they deserve not just as a living trust law firm or as probate attorneys, but through a range of practice areas.

From personal injury and bankruptcy to estate planning and probate, our experienced and dedicated team of legal professionals are here to help you. For over 40 years, Werner Law Firm has upheld a reputation of providing the highest quality legal services and guidance to individuals in cities throughout Southern California.

Our Practice Areas:

• BANKRUPTCY
  Valuable economic option for those who have come onto hard times.
• PERSONAL INJURY
  Those suffering from personal injuries as a direct result of a third party’s negligence may be entitled to substantial monetary damages.
• AVOID PROBATE
  Guidance through the appropriate legal channels of drafting a legally sound estate plan, to ensure loved ones avoid litigation.
• PROBATE OPTIONS
  If a loved one has died intestate, read this section first. Depending on your case, there may be a faster and cost-effective alternative.

We are a Bakersfield, California Bankruptcy and Family Law Firm. We are inspired and dedicated to helping each client achieve their personal and business objectives. We are local, experienced, and affordable. Our commitment to every client is grounded in one basic principal: to provide high-quality and effective legal services, with proven results, and personal responsive attention.

The Gorski Firm provides cost effective and high-quality counsel to individuals and businesses in routine and complex bankruptcy law and family law matters. We are experienced and deliver practical result-oriented service with a “no-nonsense” approach to solving disputes with an aggressive, yet considerate, courtroom posture. Our firm was founded on these core values and we are dedicated to exceeding your expectations.

The Gorski Firm constantly delivers more than its clients and adversaries expect because we expect more from ourselves. We are dedicated and committed to our clients, the community, and public service. We are based in Bakersfield, California and represent clients with routine and complex family law and bankruptcy matters throughout the state.

Practice Areas:

• BANKRUPTCY
  Our Bakersfield Bankruptcy Lawyers help you file Chapter 7, 11, or 13. You can either eliminate your debts or repay them over time.
• DIVORCE & SEPARATION
  Our Bakersfield Divorce Lawyers provide quality and compassionate representation if you are seeking real solutions in your case.
• NULLITY
  In limited instances, the court can grant an annulment finding that the marriage is not legally valid. We successfully apply the complex law related to nullity.
• GUARDIANSHIP
  When someone other than a parent seeks custody of a child, we assist potential guardians with the process or help parents and third parties object.
• CUSTODY & VISITATION
  We are experienced and dedicated to maximizing the best interests of your children in divorce, paternity, guardianship, and modification cases.
• CHILD SUPPORT
  Understanding the statutory child support formula is important. We help ensure that the proper information is used to calculate support.

Chapter 7 bankruptcy, sometimes call a straight bankruptcy is a liquidation proceeding. The debtor turns over all non-exempt property to the bankruptcy trustee who then converts it to cash for distribution to the creditors. The debtor receives a discharge of all dischargeable debts usually within four months. In the vast majority of cases the debtor has no assets that he would lose so Chapter 7 will give that person a relatively quick “fresh start”.

You can file a Chapter 7 case every 8 years. If you are not eligible to file another Chapter 7 but need relief from creditors, you can be eligible to file a Chapter 13 case. The debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or the debtor received a discharge under Chapter 13 more than two years ago. When a motor vehicle was purchased within 910 days of the filing and a secured creditor has a lien on it, the creditor retains the lien until payment of the entire debt has been made.

Many of our clients come to us after all other options have failed. They have a judgment against them and wages are being garnished or a bank account is being levied. Avoid the ostrich approach to your financially precarious situation. Don’t stick your head in the sand and hope someone will come to your rescue. The Law Offices of Susan J. Salehi remain fully functioning during this time.

We will continue to work on all existing and prospective cases and matters. We are primarily working remotely and are committed to providing you with the best legal representation possible and will continue to deliver the results you deserve and expect. You are behind on your mortgage or car loan, and want to make up the missed payments over time and reinstate the original agreement. You cannot do this in Chapter 7 bankruptcy. You can make up missed payments only in Chapter 13 bankruptcy.

Bankruptcy Attorney Neil Schwartz has been practicing bankruptcy law since 2001 and has personally prepared thousands of bankruptcies. Originally from New York, Neil headed west to California for college. He attended and graduated from San Diego State University and the Thomas Jefferson School of Law.

Neil began his career as an attorney in Southern California with the largest consumer firm in California, Price Law Group. After a grueling few years of spending up to 4 days a week commuting from Los Angeles to Bakersfield to handle his case load, he decided to make Bakersfield his permanent residence in 2004. In 2006 he started The Law Offices of Neil Schwartz.

Neil Schwartz understands that debt is among the top concerns of many Bakersfield families and small business owners. People across the country have been struggling to make ends meet. At the Law Offices of Neil Schwartz, Neil and his staff strive to give each case the individual care required by each of his clients.

Neil’s clients appreciate the way that he helps them understand their options, make choices and take action to prevent debt problems from spiraling out of control. He helps his clients feel empowered to make informed decisions that help protect the security of their families.

In addition to a passion for practicing law, Neil Schwartz is an avid sports fan which is evident as soon as you step into his office. He’s a proud sponsor of our local Los Angeles Lakers radio broadcast and is currently working on improving his golf game. He’s also a huge movie buff, so don’t be surprised if he slips in a random movie quote during your consultation.

You have probably heard a lot of stories about bankruptcy, or are worried about what might happen if you file for bankruptcy. Actually, bankruptcy is designed to help you! If you have debts that you can’t pay, bankruptcy can help you find relief. We understand that sometimes there are circumstances beyond your control.

Bankruptcy can wipe out your debt. It helps you find a way to pay back your creditors, with a payment plan. You will have to pay back some of them in full, some partially, and some not at all, depending on your situation. If you have overwhelming debt that you feel you cannot reconcile, are recently laid off, have a lot of medical bill, or are otherwise in financial trouble, bankruptcy may be for you.

It can help you pay back some of your creditors and eliminate your debt. You can create a fresh start. However, bankruptcy is a very large step to take, and it helps to get another perspective. Patrick Kavanagh will give you a fair assessment of your situation and whether or not bankruptcy is right for you.

The Law Offices of Patrick Kavanagh will NOT force you into filing bankruptcy if it is not right for you. We value what is the most important for you, not filing as many bankruptcies as we can. We will represent your interests honestly and fairly, and will never push you into doing something that is not right for you.

Our Practice Areas:

• Chapter 7
  Sometimes called straight bankruptcy. Chapter 7 is a liquidation of non-exempt property. You get to keep your exempt property. In more than 95% of the Chapter 7 cases filed there is no property liquidated by the trustee.
• Chapter 13
  Chapter 13 is a type of bankruptcy that requires you to make payments to your creditors for 3 to 5 years. You pay the creditors through a Chapter 13 Plan.

We, at the Law Offices of Emmanuel F. Fobi, can work at getting you the highest compensation possible when it comes to accidents from autos, airplanes, motorcycles, trucks, medical malpractice, slip and falls, or dog bites. We are your local accident attorneys and heavily focus on auto accidents, real estate, and bankruptcy cases. We help clients get their cars repaired, replaced, and even obtain compensation for their injuries.

At the Law Offices of Emmanuel F. Fobi, you can be rest assured that finding a qualified and experienced personal injury attorney, bankruptcy attorney, real estate attorney and immigration attorney is only a phone call away. Our attorneys are skilled at working every aspect of a personal injury case, from our first meeting until the final settlement is made.

We have been in business for almost sixteen years. We have served many clients from the surrounding areas: Oxnard, Ventura, Santa Paula, Camarillo, Somis, Hueneme, Carpinteria, Simi Valley, Moorpark, Thousand Oaks, Newberry Park, Los Angeles and Santa Barbara Counties. In the United States, there are two ways that an individual can file for bankruptcy.

Under Title 11 of the United States Code, also known as the Bankruptcy Code, people can file under Chapter 7 and have the opportunity to essentially eliminate their outstanding debt. Chapter 7 bankruptcy is also known as a “straight bankruptcy” or a liquidation bankruptcy because under this Chapter, all non-exempt assets will be sold to repay and discharge any unsecured loans or liens the debtor may have.

Our Practice Areas:

• Personal Injury
• Bankruptcy
• Foreclosure Defense
• Medical Malpractice
• Real Estate Litigation

Too many firms have forgotten how to treat their clients with the care and respect they deserve. This is especially true of bankruptcy lawyers, where it’s the little things that mean so much to clients experiencing financial difficulties. If you’re getting harassing phone calls, threatening letters, or maybe you’ve already been sued and have a wage garnishment, then call us today.

We offer emergency filings to stop everything and give you some breathing room. We have filed thousands of bankruptcies throughout California over that last 15 years. Few firms have more bankruptcy experience than the Law Offices of Scott Bell. We have made our reputation on our caring and non-judgmental approach. Call the best Bakersfield bankruptcy lawyer today.

Bakersfield is known for it’s family values and hard-working, resilient nature. But hard times can happen anywhere and to anyone. That’s why we’re here to help your family through tough times and get you back on your feet. You can trust Bakersfield bankruptcy lawyer Scott Bell, Esq. and his staff to treat you with the care and compassion you deserve.

Our first priority is to provide unparalleled service at a reasonable price.bWe opened our first office in Bakersfield in 1999, and we offer our services throughout California. We bring “small town” values to the practice of law, and our clients appreciate the personal touch we bring to their cases.

By filing your bankruptcy, we stop:

• Harassing phone calls
• Lawsuits
• Wage garnishments
• Bank levies
• Foreclosure

Ray T. Mullen is a sole practitioner attorney specializing in the litigation of most areas of civil practice as designated in the Services section previously listed herein. As a sole practitioner, his office has been able to devote his personal attention to the Clients he accepts and provides to them cost-effective, results-oriented representation without layers of paralegals and other costly associates interfering with the Attorney-Client relationship.

The goal of this office is to provide to each Client professional legal representation and counseling without the formal, and all too often, impersonal constraints of a larger law office. Attorneys tend to be found by word of mouth, referral from a neighbor, a friend or an acquaintance. You may also find attorneys through the local Bar Association, advertisements, associations of attorneys specializing in various areas of the law, or by just asking other attorneys whom they would recommend for your problem.

Our Practice Areas:

• BANKING LAW: including, but not limited to, loan reconstructing/work-outs, foreclosures, commercial credit, lender liability, and litigation.
• BANKRUPTCY, INSOLVENCY AND DEBTOR & CREDITOR RIGHTS, REMEDIES, AND LAW: including, but not limited to, debtors’ and creditors’ rights and remedies prior to, during, and after the filing of a bankruptcy, relief from automatic stay motions, objections to discharge of debts and/or debtors, objections to plans, filing of proofs of claim, and asset protection of persons and businesses to avert bankruptcy and its potentially adverse impact.
• BUSINESS & COMMERCIAL LAW: including, but not limited to, business and commercial arbitration, dispute resolution, business formations, business fraud, business and commercial litigation, business planning, business torts, buying and selling of businesses, business litigation, joint ventures, and remedies for fraudulent conduct and representations in business and commercial transactions.
• PERSONAL INJURY AND PROPERTY DAMAGES: including claims for damages for serious personal bodily injury or property damage suffered as a result of the negligence and/or intentional acts and conduct of third parties, excluding Worker’s Compensation claims arising out of workplace injuries and/or accidents.

Bankruptcy is a way for people and businesses who owe more money than they can pay right now (‘debtors’) to either work out a plan to repay the money over time in a case under Chapter 11, Chapter 12 or Chapter 13, or to wipe out (‘discharge’) most of their bills in a Chapter 7 case. The filing of a Bankruptcy Petition immediately stops most actions to collect debts which were due at the time of filing, including Law Suits, Repossessions, and Foreclosures.

Based upon the circumstances, the court may, however, permit some Eviction, Repossession and Foreclosure actions to continue even after the case is filed. What chapter you choose to file under, what bills can be eliminated, how long payments can be stretched out, and other details are controlled by the Bankruptcy Code and the Federal Rules of Bankruptcy Procedure. These are federal laws, which means they apply all over the United States.

Leonard K. Welsh received his J.D. from Washington and Lee University in 1980. He holds national certification in both business and consumer bankruptcy law by the American Board of Certiciation (ABC) and has more than 28 years of experience practicing law.

His practice includes insolvency,bankrutpcy, business & farm reorganizaions, and debtor and creditor rights. Leonard is AV rated by Martindale-Hubbell, the highest designation, and has been named as a “Super Lawyer” three times by the publishers of Law & Politics Magazine.

Max Gardner was admitted to the California State Bar in December, 1987 and has primarily focused his practice in Bankruptcy law since 1990. He is an AV rated attorney by Martindale Hubbell and a Certified Specialist in Bankruptcy law by the State Bar of California, Board of Legal Specialization.

Max Gardner represents debtors, creditors, trustees, and creditors’ committees in Chapters 7, 11, 12 and 13. He has extensive bankruptcy litigation experience in trying cases involving dischargeability of debts, preferences, fraudulent conveyances, objections to claims, objections to exemptions, plan confirmation and a variety of other actions obtaining declaratory relief from the Bankruptcy Court.

Chapter 7 Bankruptcy is some times referred to as “straight bankruptcy” or “liquidation bankruptcy”. The overall concept behind chapter 7 bankruptcy is that the trustee who is assigned by the bankruptcy court will liquidate or sell all of the person’s assets and in turn use these funds to pay off debts, and whatever debt is still left will be forgiven or discharged.

Our Practice Areas:

• Chapter 7 Bankruptcy
  Chapter 7 allows you to discharge your debt and most often keep your home and other assets.
• Chapter 11 Bankruptcy
  Chapter 11 Bankruptcy allows your business to remain in operation and retain control over most or all of your assets.
• Chapter 13 Bankruptcy
  Chapter 13 is an option if you can’t file Chapter 7 and/or wish to pay taxes or catch up your house payment.