We realize this unexpected burden is often a result of circumstances that were beyond your control. Maybe you were unexpectedly laid off, had a larger than expected medical bill, you became upside down on your mortgage payments, are recently divorced- or maybe it is a combination of several factors that has led you to consider bankruptcy as a means of relief.
Whatever the reasoning, you’re not alone. Millions of Americans have gone through the bankruptcy process and have come out better on the other side. Isn’t the idea of starting fresh tempting? You can have a clean financial slate, and we can help. The majority of Americans are feeling the financial stress of our struggling economy.
Even if you’ve gone years without experiencing a late payment, or have near perfect credit scores, you may be having financial difficulties that lead to thoughts of bankruptcy. The Law Office of M. Sean Cydrus, LLC realizes how overwhelming this can be, and provides a Columbus Bankruptcy Attorney dedicated to helping clients understand their financial options.
Chapter 7 discharges most of your debt, while Chapter 13 establishes protections for you while you repay a portion of your debt to your creditors. The rules for eligibility for one or the other vary, so you should consult a Columbus bankruptcy lawyer for assistance in determining which, if either, that you may be eligible for.