The Best Bankruptcy Lawyer in Detroit

Chapter 7 bankruptcy erases most debts giving the filer a fresh start with his or her credit. It generally lasts about four to five months from the time the case is filed until it is completed. People who have a large amount of unsecured debt, such as credit cards, personal loans, utilities, payday loans, cash advances, monies owing after vehicle repossessions, garnishments and medical bills are typically good candidates for chapter 7 bankruptcy.

In the majority of cases, a person can keep their home, car, and other valuables, when he or she files. Chapter 13 Bankruptcy allows a person to repay all or most of his or her debts through a payment plan approved by the Bankruptcy Court. The filer pays a pre-determined amount each month to the chapter 13 trustee who then distributes the money to the person’s creditors.

A chapter 13 bankruptcy typically lasts three to five years and ends when the filer makes his or her last payment. After the last payment is made, the filer is no longer liable for the remainder of his or her dischargeable debt. Chapter 13 bankruptcy is a good choice for a person who desires to repay all or some of his or her unsecured debt. The person must have sufficient income and the ability to repay his or her creditors in a reasonable amount of time.

Most people who file for chapter 7 bankruptcy do not lose any of their property. Chapter 7 bankruptcy is sometimes referred to as a liquidation bankruptcy because some assets can be sold by the bankruptcy Trustee to pay back the person’s creditors. This rarely occurs, however, because our expert attorneys carefully comb through every detail of your case and check for anything that could be an issue for the trustee.

Attorney Alivia Kassab Arabo has been assisting residents of southeast Michigan with eliminating their excessive credit card bills, medical debt, mortgage payments and other dischargeable debt through various relief options for over a decade. One option that people are often unaware of or have heard bad things about is debt settlement. We want to share with you our knowledge of settling your debt and help you understand how this might be the best alternative for you.

During debt settlement, we work with creditors to settle large debts for less than the balance, allowing clients to pay a lump-sum payment to settle their debt. Creditors are often willing to accept less than the original balance during debt settlement because they realize that less money received is better than no money received if the debtor chooses to file for bankruptcy protection.

Creditors know that they are far more likely to receive payment by allowing for a lower total payment. With our knowledge and familiarity of how credit companies function, we will assist you with working out a plan with your creditors in order to settle your debt and move forward with your life.

Despite what many borrowers believe, most foreclosures do not result in a judgment against the borrower personally. There are several steps that a bank must take in order to obtain a deficiency judgment against a borrower. An evidentiary hearing must take place to determine the amount of the deficiency, and in order to proceed, it must be shown that the value of the sale is less than what the borrower owed.

At Hirzel Law, we are passionate about providing our clients with peace of mind in condominium, homeowners association and real estate law matters. We place an emphasis on providing outstanding customer service. Hirzel Law was voted the “Best Law Firm” in the Detroit Free Press Community Choice Awards in 2020. We encourage you to check out our google reviews to see what our clients have to say about their experience as well!

At Hirzel Law, PLC, you are not just a number. The most important metric at Hirzel Law, PLC is the number of satisfied clients. We pride ourselves on providing the highest quality legal representation and promptly responding to our clients’ needs as every matter is important.

The attorneys at Hirzel Law, PLC have received numerous awards related to the practice of condo association, HOA and real estate law. We represent condominium associations, cooperatives, homeowners associations and summer resorts throughout Michigan. Hirzel Law, PLC also represents individual and corporate clients in various real estate, business and litigation matters.

Hirzel Law, PLC’s commitment to its clients is unparalleled as we believe that listening to our clients’ goals and promptly responding to their needs is of the utmost importance. We believe that success is earned through attention to detail and hard work.

Hirzel Law, PLC also places a strong emphasis on educating its clients in its state of the art classroom or through publishing various articles. Hirzel Law, PLC strives to ensure that our clients are prepared to deal with the challenges of operating a community association and can anticipate problems before they arise.

Unlike many of the larger law firms, we offer personalized attention to each of our clients. We offer solutions that are tailored to fit your own specific needs. We understand how important your matter is. That is precisely why you can speak directly to our attorneys rather than secretaries, legal assistants, and paralegals. Our rates are affordable and we offer payment plans when necessary.

Our law firm is absolutely committed to excellence. Our attorneys are actively involved in the legal field. Our philosophy is that our legal education did not end in law school but was rather the beginning. That is why our attorneys stay in tune with the most recent developments in the law by attending continuing legal education conferences, seminars, and lectures.

At Garmo & Kiste, PLC we offer our business clients a broad spectrum of legal advice and services from start-up through the life of the business. Drafting proper legal documents and contracts can lay the framework for a successful business, and can help prevent future problems and expenses.

As your business grows, you may require legal assistance in transactions such as mergers, acquisitions, or other business transactions. Employing others requires some care to ensure procedures are fulfilled. As business owners ourselves we are able to advise clients on all matters of business ownership, from the legal to the practical, and look forward to earning your business.

We know you have plenty of questions about how bankruptcy works and if it is right for you. Our experienced bankruptcy attorneys have the answers and love being the light at the end of the tunnel for their clients. For most people, the bankruptcy process is stressful enough without having to beg your attorney to call you back. We’re different. We return most emails and voicemail within hours, not days. And since we also live in the area, we’re often able to meet after hours.

At our office, you will not be asked to fill out an “interview sheet” or “homework packet” that we will just input into the system. We understand every client requires different needs and promise to guide you through the process every step of the way. Come in for a free consultation to learn about your options. You’ll never be faced with any “bait-and-switch” or pushy sales tactics.

We are not interested in pretending our firm has a Michigan legal expert in every area of law. There are quite a few practice areas that we’re quite content not having any experience in. Sometimes there’s a conflict of interest that prevents us from handling a case, and sometimes we just don’t have the time, energy, or interest.

Practice Areas:

• Bankruptcy
• Consumer Protection and Creditors’ Rights
• Estate Planning, Probate, and Trust Administration
• Labor and Employment Law
• Employment Discrimination
• EEOC Claims
• Landlord-Tenant Law
• Business and Corporate Law
• Family Law

We specialize in providing top tier, premium representation for complex divorce litigation, custody matters and construction matters. The Chioini Group offers large firm service, but with the benefit and efficiency of a small firm platform–we do not perform bulk legal or discount services.

Our firm also provides unique and credible advice and representation in a broad spectrum of other disciplines, including construction matters, business representation, personal injury, criminal, and probate issues throughout Michigan, including Oakland, Macomb, Wayne, and St. Clair Counties.

Since 1976, the firm of Chioini, Sarnacki, Reynolds, & Doherty (now Chioini Group) has provided premium legal services and representation for our clients throughout Metro-Detroit and the state of Michigan. Our business is set up to provide the same resources as most large firms, without sacrificing the personalized focus, attention, maneuverability, and cost effectiveness that comes with a modest-sized staff.

We pride ourselves on the fact that over 98% of our individual and business clients (and their friends, family and colleagues) become our life-long client/partners and their continued referrals are our lifeblood. Since inception, this office has successfully operated almost exclusively from colleague/client referrals and thrives on that basis.

Practice Areas:

• Complex domestic litigation (divorce, custody, parenting time, support, business and property evaluations, etc)
• Collateral divorce matters pertaining to bankruptcy, criminal, real property matters
• Construction litigation
• Business litigation
• Business representation
• General civil litigation
• Probate representation
• Personal injury

Have you been frustrated in your efforts to obtain Disability Insurance Benefits (DIB) or Supplemental Security Income (SSI) for yourself or a family member? Do you need relief from credit cards, medical bills or another type of debt? Don’t give up. We can help. Our attorneys have helped countless clients obtain the debt relief and Social Security benefits they need. We also assist clients with elder law, estate planning and estate administration matters.

Here is what our longstanding, results-oriented law firm has to offer you:

• Experience — We have more than five decades among three attorneys.
• Personalized service — You will speak directly to a knowledgeable attorney from start to finish of your case.
• Accessibility — Maintaining four offices throughout southeast Michigan, we provide flexible meeting schedules and respond promptly to our clients’ calls and questions.
• Compassion — We help people who need help, investing care and personal attention in every case we handle.
• Reasonable rates — We handle Social Security Disability cases on a contingency fee basis, which means you will pay no attorney’s fees unless and until you receive benefits.

We understand the many challenges people who cannot work face — from severe personal limitations to mounting financial pressure and uncertainty about the future. At full-service offices located in Ypsilanti (Ann Arbor), Taylor, Jackson and Adrian, Michigan, we meet personally with each potential client and provide honest legal guidance and effective action.

If you are overwhelmed with debt, Babut Law Offices, PLLC, can provide the debt counseling you require. Our firm has assisted over 25,000 southeast Michigan families and businesses in discovering debt relief since 1991. We have over 50 years of combined experience to evaluate your circumstances and develop personalized solutions that provide for a fresh financial start.

Plunkett Cooney is committed to providing a wide range of the highest quality legal services for clients across and beyond the state of Michigan at a reasonable cost, and in an atmosphere for professional fulfillment, economic advancement and security for all employees.

We are committed to the highest ethical standards. We act with professionalism and civility in all our endeavors. We exceed our clients’ expectations for quality and service. We share our talents with the communities we serve and the organizations we support. We are an equal opportunity employer dedicated to maintaining a diverse work force.

Plunkett Cooney has identified the following professional objectives as the essential components necessary to achieve our Mission. We will provide service to all clients beyond their expectations in an efficient, timely and cost-effective manner. We will respect our employees and provide them with opportunities to grow and share in our success. We will respect our clients, our profession and our environment.

We will be sensitive to costs, knowing that an efficient organization will benefit our clients, our law firm and its employees. We will make certain that we are aware of and fully familiar with the changing rules, regulations and principles of the law. We will make certain that our work product reflects a commitment to the highest quality.

Practice Areas:

• Business Services
• Administrative & Regulatory Law
• Banking, Bankruptcy & Creditors’ Rights Law
• Banking & Financial Services Litigation
• Business Enterprises Law
• Cannabis Law
• Commercial Litigation
• Construction Law

As a firm, and as individuals, we have been rooted in the culture, industry, and economy of metro Detroit, and Michigan more broadly, for well over a century. Kerr Russell is a fixture in Michigan’s legal landscape, our own focus is set on helping our clients take on challenges and seize opportunities in order to fuel their success.

Clients who face the relentless challenges posed by the global, fast-moving economy require legal solutions that keep pace with the demands of their businesses, and we deliver.

In a profession where people make the difference between success and failure, Kerr Russell is among the very best. We devote all of our energy, skills and considerable resources to protecting our clients and accomplishing their goals as quickly and economically as possible.

Our firm consists of intelligent and creative problem-solvers who apply ingenuity and fresh approaches to legal challenges, regardless of their size or complexity. We utilize state-of-the-art technology to serve our clients in the manner they expect—in real-time and at the cutting-edge.

While many lawyers merely interpret the law, Kerr Russell’s attorneys help to shape it. We have handled cases related to the most significant developments in business and health care law in Michigan. Our trial lawyers are frequently involved in some of the most notable commercial cases in Michigan, as well as in other jurisdictions.

Kerr Russell is respected for our high standards, the quality of our work, and our professional ethics and integrity. What most distinguishes our firm, however, is our uncompromising adherence to delivering superb client service. We keep our clients informed every step of the way and we are always available.

Our attorneys provide savvy business counsel to many of the region’s most successful companies and individuals on a broad range of issues, and we provide clients with the personal attention of a small firm with the talent and skill expected of the nation’s leading law firms.

With practices in Banking & Financial Services, Corporate/Mergers & Acquisitions, Aviation Law & Finance, Construction, Health Care, Environmental, Enterprise Procurement, Real Estate, Intellectual Property, Data Privacy & Security, Tax, Trusts & Estates, Labor & Employment, Bankruptcy, and Insurance, we work to understand our clients’ businesses and the markets in which they operate.

This enables us to provide strategic advice and preventative counsel to address potential issues efficiently and discreetly before they become significant and expensive problems that affect their bottom line. To be the leading Michigan-based law firm, nationally recognized in the industries we serve, through a commitment to exceptional and efficient client service and an enjoyable work environment rooted in collaboration, respect, and diversity.

To be the leading Michigan-based law firm, nationally recognized in the industries we serve, through a commitment to exceptional and efficient client service and an enjoyable work environment rooted in collaboration, respect, and diversity.

In every engagement, we do what it takes to exceed client expectations in a cost effective and efficient manner. We pride ourselves on strong work ethic, responsiveness, focus on critical issues, and creative solutions, all designed to achieve client objectives. Conscious of the demands of the legal profession, we recognize the need for our attorneys and staff to maintain their family and personal interests.