The Best Bankruptcy Lawyer in Mesa

About Us | Mortensen Law Offices have been at the forefront of consumer bankruptcy in Arizona for over 16 years. Our offices have interviewed, advised, and served tens of thousands of Arizona individuals, families, and small businesses relative to insolvency, debt relief, and bankruptcy matters.

Mortensen Law Offices, PLLC is a federally designated debt relief agency pursuant to Title 11 of the United States Code. We provide legal assistance and help people file for bankruptcy relief under the Bankruptcy Code. We commit to provide you with accurate and timely information concerning bankruptcy.

Chapter 7 bankruptcy, also referred to as liquidation bankruptcy, is a powerful legal tool that allows people to wipe out many forms of debt. The most common type of bankruptcy, Chapter 7 can clear most unsecured debts which refer to debts without collateral.

Though this can provide significant debt relief, it also has long-lasting effects on credit scores. A Chapter 7 bankruptcy can remain on your credit report for up to 7 years, making it difficult to qualify for new lines of credit. But financial health and stability are entirely possible after filing a Chapter 7 bankruptcy by taking the steps to rebuild credit.

Practice Areas:

• Chapter 7 Bankruptcy
  Chapter 7 bankruptcy is a federal court proceeding where honest debtors are forgiven many of their outstanding obligations. It is called a liquidation proceeding because a trustee is appointed to ascertain which of the debtors assets are not protected and are subject to being sold by the Trustee’s Office for the repayment of creditors.
• Chapter 13 Bankruptcy
  chapter 13 bankruptcyA Chapter 13 is a reorganization case where the debtors propose a repayment plan to pay their creditors. It is based on the debtors ability to pay after taking care of their most basic needs on a monthly basis. It allows a debtor to adjust his or her economic affairs without liquidating assets as may occur in a Chapter 7 liquidation case.

Struggling with debt and financial worries is not a new phenomenon. However, in today’s economy, many who thought they would never find themselves in such a position are unfortunately discovering that it can happen to anyone at any time.

Being faced with these circumstances can create a tremendous amount of fear and frustration. At Mark W. Lischwe, P.C., we strive to take some of those fears and frustrations out of your life and put you back on track to regaining control of your financial future.

Financial insecurity is an incredible strain for anyone to face. At Mark W. Lischwe, P.C., we devote our legal practice to helping individuals understand their debt relief options. Attorney Mark W. Lischwe has nearly four decades of experience in this area.

Let his knowledge guide you to the financially secure future you deserve. Bankruptcy does not define you. We will help you put this difficult time of your life in the past and move forward to a better tomorrow. We take the time to understand your unique situation and provide customized solutions for your financial situation.

To best meet your needs, we offer evening and Saturday appointments. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Practice Areas:

• Bankruptcy
• Home Foreclosure
• Chapter 7
• Chapter 13

If you are one of the many hard-working people affected by economic hardship, know that we are on your side. You will never feel like just another number in a bankruptcy mill with us. At the Law Office of Harold E. Campbell P.C., we are driven to provide personal service in an impersonal world.

We give advice on a case-by-case basis, helping you make the decisions that are right for you and your family. You will always talk with a qualified Phoenix bankruptcy attorney, and not a clerk. Attorney Harold Campbell is our firm’s Bankruptcy Specialist, certified by the State Bar of Arizona.

Less than 0.05% of state attorneys achieve this high-level certification in any legal field. When you work with the Law Office of Harold E. Campbell P.C., you can be confident that you have proven experience on your side from a lawyer who’s prepared to help you overcome any legal hurdle between you and financial freedom.

Known for our thorough, professional, and ethical conduct, many clients come to us on referral from other attorneys or accountants, as they know that we will achieve the best possible results for the people we serve. Please don’t hesitate to see how our dedicated Phoenix lawyer can be of service to you for bankruptcy or other legal matters.

Our lawyer in Phoenix helps clients across Arizona through:

• Chapter 7
• Chapter 11
• Chapter 12
• Chapter 13 bankruptcy
• As well as tax problems

It happens. A job is lost. Hours are cut. You’re stuck in a home that is still upside down. You may have been financially hurt by the economy or you may have had a life-changing event – an illness, unexpected bills or a change in your family that has left you in debt. Maybe, you just got overextended when financial matters didn’t go as you expected. Now, you are so deeply in debt that you think bankruptcy may be the answer.

Take the stress out of your financial situation. Bankruptcy can stop those scary phone calls from bill collectors. It can end the anxiety of trying to stretch your money to cover the needs of your family, your mortgage or rent, groceries and utilities – plus, all the bills that keep piling up. Bankruptcy lawyer Adam Rieth understands your struggle. He can help you declare bankruptcy and get the fresh start you need!

At Adam C. Rieth, P.L.L.C. we understand that most parties going through Bankruptcy have limited funds. That is why we offer flexible payment plans with little money down. Clients can start their Bankruptcy with just $150 down. After paying the $150, clients can refer any and all calls that they may be receiving from creditors to Adam C. Rieth, P.L.L.C. After $150 has been paid, we offer payment plans that work with the client’s incomes.

Chapter 7 allows you to be free of credit card debt, medical bills and other unsecured debts without having to pay them back. Some of your debts – like child support – cannot be forgiven as Adam will explain. Chapter 13 bankruptcy is a reorganization of your debt and finances. It allows you to create a repayment plan so you can keep the valuable property you might have had to give up in a Chapter 7 bankruptcy.

PRACTICE AREAS:

• Bankruptcy
• Divorce
• Family Law
• Wills/Estate Planning/Probate

If your debt load is making you lose sleep and the creditors keep calling for money, you may need to explore your options through bankruptcy consultation. We offer free bankruptcy consultation and evaluation of your case based on your individual circumstances.

Unlike in many other law firms, you will meet with an attorney who will go over your case with you, educating you regarding the options and the bankruptcy process. We can help you deal with credit card debts, medical bills, high interest personal loans, collection companies’ harassment tactics, pending lawsuits by collection companies and other financial troubles.

Through bankruptcy process you can have a clean slate and again start living your life instead of living in daily anxiety because of your debts. We charge you a flat fee and because we understand your situation we can offer you payment plans for our fees so that you can get relief you need without undue hardship.

After the initial meeting and signing of fee agreement, we will be your attorneys. We will inform your creditors that we represent you and that they must contact us, instead of you. When you have provided us complete documentation regarding your debts and assets and have gone through financial counseling and taken all the steps required, we will file your bankruptcy case with the court.

You will be required to appear at a hearing with the United States Trustee and any creditors who wish to object your bankruptcy before your debts are discharged. We will go to that hearing with you and help you through it. Mr. Reijonen will personally be in charge of your bankruptcy case whether you qualify for Chapter 7 bankruptcy or must seek relief through Chapter 13 bankruptcy. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Considering bankruptcy is a scary time. There are a lot of what if questions. This is where having a Phoenix and Mesa bankruptcy attorney makes a difference. We will review your options and find options that will work for your situation. Not everyone’s life is the same, so the not everyone will have the same solution. Bankruptcy can stop garnishments, lawsuits and telephone calls.

Bankruptcy can also allow you to keep your car, house and other necessary items. Estate Planning can be difficult. It seems simple enough, but a well drafted document will anticipate changes in your life. To the degree possible, it will meet your goals as you best understand them.

To have a full estate plan, you need at least a will or a pour-over will tied to a trust, power of attorney and healthcare power of attorney. Some people’s lives are more complex and more is required. Once you take the time to get your ideas in one place, you will be leaving behind a simple instruction book for your family friends to understand your intentions and goals.

If you do nothing, the State of Arizona will fulfill the goals it believes make the most sense for the average person. Some of the rules may work well for you, but you should at least understand the rules before allowing the government to choose.

Practice Areas:

• Chapter 7
  This is the most common type of bankruptcy and is often called a “liquidation.” This sounds scary but it means that after protecting your assets to the greatest degree under the law, if there is something leftover to give to your creditors, the bankruptcy trustee will do their best to give something back to the creditors.
• Chapter 13
  This is often called a reorganization. Though you are required to make payments over a 36 or 60 month period, it allows you to make up back payments on your car and house while forcing the lenders to not continue to accrue fees by suing or foreclosing on your property.
• Chapter 11
  This is also a reorganization but it requires more involvement than a chapter 13 for both the attorney and the person filing bankruptcy. This means the costs is higher but it also provides benefits that do not exist in other chapters. Chapter 11 may make sense for individuals but it depend on your assets and income.

Copper Canyon Law is a client-focused law firm that takes a modern approach to the practice of law. We focus on creating great working relationships with our clients and using our knowledge and skills to provide the best possible results for our clients.

Whether your matter involves estate planning, real estate and business transactions, litigation, tax or bankruptcy, our experienced, goal-oriented attorneys will work with you to help you achieve yours. As Arizona natives (and an adopted Arizonan), we take pride in our state and local community.

We love seeing individuals and businesses in our community thrive. Our office is located in historic downtown Mesa, — an area undergoing an artistic and economic rebirth. We are thrilled to be a part of that growth! We look forward to meeting you and determining how we can help you reach your immediate and future goals.

Practice Areas:

• BANKRUPTCY
  Our attorneys know that accidents happen, bills pile up, and bill collectors are aggressive and unforgiving. Copper Canyon Law provides relief to our clients by helping them get the protection they need under bankruptcy laws.
• BUSINESS LITIGATION AND DISPUTES
  Copper Canyon Law’s attorneys understand that, as a business owner, your focus is on protecting and growing your business, and not on lawsuits.
• TRUST AND ESTATE LITIGATION
  Copper Canyon Law’s attorneys have guided fiduciaries, beneficiaries, and creditors through trust contests, will disputes, and other related litigation.
• ESTATE PLANNING
  At Copper Canyon Law, we understand that Estate Planning is more than protecting wealth. Whether you maintain a large estate, or you are young parents starting a family, you have something to protect far greater than money: your family.

It is no uncommon for a private student loan to charge off the debt and then to have a company like National Collegiate Student Loan Trust to purchase the debt and file a lawsuit. If you have been sued by National Collegiate or one of the other debt buyers you have strong defenses. Every day in Justice Court’s across Arizona families are evicted from their homes by landlords who have their rights fully represented by a team of lawyers.

In almost 100% of the eviction cases heard by Arizona courts the tenant is not represented by a lawyer often leading to the landlord running roughshod over your rights as a tenant, including assessing fees, retaining deposits, assessing costs, and evicting people without any pushback from the tenant.

Here are the Arizona Consumer Law Group we offer Arizona Tenant’s Rights consultations where we will assess your case and give you the best options in moving forward in your landlord/tenant legal issue.

Practice Areas:

• Chapter 7 Bankruptcy
  Chapter 7 bankruptcy is suited for debt problems that involve unsecured debts like credit cards, medical bills, personal loans, etc.
• Chapter 13 Bankruptcy
  Chapter 13 bankruptcy is suited to debt problems dealing with foreclosure, repossession, tax debt, etc.
• Consumer Protection Litigation
  Are you dealing with abusive debt collectors? We help consumers fight back against debt collectors by filing lawsuits under the FDCPA, TCPA, and FCRA.

Dealing with debt or planning for the future of your assets can be incredibly overwhelming. Don’t face either of these difficult situations alone. Our experienced bankruptcy and asset protection attorney in Mesa, Arizona is here to help you make long-term life changes today that will lead to a better tomorrow.

To learn more about how we can provide the guidance you need to navigate your Chapter 7 bankruptcy, Chapter 13 bankruptcy, or estate planning case, schedule a free initial consultation with the attorney at Atchley Law Firm, PLC today. When you decide to work with us, you become our number one priority.

Attorney Mark Atchley will be personally involved in the legal process so you can rest assured your case is in capable hands. We understand that facing financial hardship or planning for the future of your assets can be incredibly difficult and complex, which is why we aim to do everything in our power to take the weight off your shoulders as we seek solutions.

Attorney Mark Atchley is well-known, not only for his extensive experience, but for being a truly dependable advocate. You can trust that he will guide you toward the path that aligns with your best interests and your specific goals.

Our Services:

• CHAPTER 7 BANKRUPTCY
  When it feels as though you’ll never pay off your debt, contact us. Let’s discuss how liquidation can help you move forward.
• CHAPTER 13 BANKRUPTCY
  Don’t let your financial issues control your life. By committing to a repayment plan, you can take back your power.
• ESTATE PLANNING & ASSET PROTECTION
  Create a comprehensive plan today to help you protect your property later on.

The filing of a bankruptcy petition creates an “estate.” In a Chapter 7 case, the “estate” may be roughly defined as “whatever the debtor owned at the time of filing.” In the other bankruptcy chapters, later-acquired assets can also become part of the estate.

In a Chapter 7 case, a bankruptcy “trustee” is appointed to liquidate the estate and disburse the proceeds to creditors. Proceeds of property given as collateral go to the secured creditor first, and the remainder goes into the pool to pay unsecured creditors. Unsecured creditors are generally paid on a pro rata basis, though Congress has given some unsecured claims “priority” over others.

To get a share of the proceeds, a “creditor” is required to file a proof of claim. Since paying an invalid claim would reduce the amount owed to legitimate creditors, the trustee reviews these claims and files objections where a ground to object is apparent. Debtors and others may also object to claims, as the trustee may not be familiar enough with a claim to recognize defects.

In cases under other chapters, the debtor stays in control of the bankruptcy estate. There is a trustee in cases under Chapters 12 and 13, and in some cases under Chapter 11, but the trustee generally does not sell assets, but instead receives payments from the debtor and passes those payments along to creditors. In other Chapter 11 cases, the debtor makes payments to creditors directly.

PRACTICE AREAS:

• Chapter 7 Bankruptcy
• Chapter 11 Bankruptcy
• Chapter 13 Bankruptcy